It rains hard in Chicago for two hours. The storm sewers can't keep up, water comes up through the floor drain in the garden unit, sits there for an hour, and goes back down. By morning the floor is damp and the tenant has a few wet boxes.Now the landlord has a question. Do I have to put that on the flood disclosure?We get versions of that question constantly from owners, realtors, and even other property managers. The Illinois flood disclosu
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